Stair lifts can cost thousands of dollars and many seniors wonder if medicare will help cover the cost.
Chair lift for stairs covered by medicare.
Medicare s part b includes coverage for durable medical equipment dme such as wheelchairs and walkers but stair lifts are usually not included in these benefits.
If your doctor certifies that a lift chair is medically necessary for you medicare part b might cover 80 of allowable charges once you ve met your part b deductible for the year.
Part b will cover the actual seat lift mechanism only.
Yes lift chairs are covered by part b of your medicare coverage.
How do i qualify for a lift chair.
You won t be covered for a lift chair if you re residing in a hospital or skilled nursing home for the time being.
The seat lift mechanism for a lift chair may be covered by medicare if the following criteria are met.
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Will medicare pay for a lift chair.
They are considered durable medical equipment dme used to treat certain conditions like arthritis or other balance or mobility issues.
The beneficiary must pay the remaining 20 plus the cost of the seat portion of the lift chair.
Medicare supplemental medigap insurancedoes not cover stairlifts.
If you get your medicare benefits through a medicare advantage plan talk to your private insurance provider about coverage rules costs and suppliers to use when getting a lift chair.
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In order to qualify for medicare coverage your doctor must submit a certificate of medical necessity for lift chairs.
To be considered medically necessary equipment a doctor must indicate the chair for the patient s specific health condition.
And since original medicare does not offer assistance with stairlifts neither will providers of supplemental or medigap insurance.
In some cases individuals eligible for medicaid may get assistance paying for a stair lift through home and community based services.
Paying for a stair lift.
However such a feature would only be available in a high end stair chair which would cost considerably more than the amount original medicare would reimburse the purchaser.
These standards should be included in any medicare advantage plan too.
Once the lift chair gets approval medicare covers 80 of the lifting mechanism.
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You must have medicare part b medical insurance or a medicare advantage plan part c.
Medicare supplement insuranceis designed to assist with deductibles and copays for goods and services that are covered by original medicare.